Insurance policies are something that we are very aware of in our modern society. Almost everyone has insurance policies on their car, home, and health. But how did our ancestors handle insurance before the state required that every driver carry an insurance policy? What did people do to protect the…Read More
Considering that everything we do these days is online, is it really necessary to have a local insurance agent? The honest answer is no, it’s not necessary. But life jackets aren’t necessary either, but you’ll sure be glad you have them if the boat starts sinking. Having an insurance agent in …Read More
So, the day has come. Your parents have kicked you off of their car insurance plan, and now it’s time for you to get your own. At J. Thomas & Associates, we want our clients to be educated about what their insurance policy covers, how much they will pay a year to maintain their insurance (prem…Read More
Where we live in Texas, it is not uncommon to see dozens of boats being hauled on the highway heading to the Gulf for a day of fun in the sun. As your Allstate insurance agents, we want to take a minute to remind boaters of the importance of purchasing boat insurance before hitting the water. In tod…Read More
Most people will be involved in a car accident at some point in their lives. Thankfully, most car accidents do not involve injuries and even fewer involve fatalities. Even the best drivers — or those who think they are the best drivers — can be involved in car accidents. According to one study, …Read More
It’s finally summer which means that now, more than ever, you’ll see people cruising down the road on their Harleys enjoying the Texas sunshine. However, before you hop on your bike, ask yourself this question: Do I have motorcycle insurance coverage? If you think that your auto insurance policy…Read More
Your home is likely the most valuable asset you own, and having the right homeowners insurance can help you keep the value of that asset. In today’s blog, we are going to discuss what homeowners insurance usually covers and what it usually does not. Not all home insurance policies are alike. Keep …Read More
When it comes to auto insurance, there are a lot of misconceptions that people believe. Our goal at J. Thomas & Associates is to help you understand what your policy covers and what it doesn’t, and to make sure that you have the right auto insurance coverage for your situation. Today, we are g…Read More
We will begin our discussion of flood insurance by reminding homeowners that flood damage is not covered by homeowners insurance. This isn’t an “Allstate thing” that we decide to do here at our agency, it is simply how insurance is regulated and standard home insurance policies from any compan…Read More
Car insurance is one of the most important insurance policies you will ever have. While we hope you never need to use your auto insurance, the truth is that most people will be involved in a car accident at some point in their lives, and many will be involved in more than one. Whether you are at-fau…Read More
